129742938937656250_285The 1th page: work hard to understand "a gold five-insurance" pay more, suffer?
2nd page: 15 years ' pay should not discuss the 3rd page: frequent "floating" effect benefits the 4th page: how could a gold five-insurance with the 5th page: insurance: unpaid for 15 years which can complement what should a gold five-insurance? CrossMore are due to get more? Forced to pay if we are young?
Pay frequent "floating" is a local "married clothes"? On the Web in recent days, a number of users reflects, while the monthly payment, but the so-called "five insurances a gold" little is known. Journalists in the people's square, Lujiazui, Pudong random asked more than 10 participants, including white collar workers in the workplace, all of your personalFive insurance payment but only the monthly pay, others are confused.
Human resources professionals, social security is not money that played to a certain extent "rich and poor"
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Assume that companies are willing to pay for her expenses are fixed, unchanging, but with the payment base different, final actual income difference of thousands of dollars or more. SheAccounts to reporters. Shanghai is the maximum cardinality of 2011 paid $ 11,688, the lower limit is $ 2,338. Personal monthly payment of pension insurance, medical insurance, unemployment insurance and housing Provident Fund revenue, respectively, 8%, 1%, totaling 18%. Units for individuals to these four users respectively, 22%, 1.7%,And individuals do not take work injury and maternity insurance, and 0.5%, respectively, totaling 44%.
All individuals in the future all housing accumulation Fund, pension and health insurance only pay into individual accounts, all units have been integrated, work injury and maternity insurance are all classified and manpower. $ 8,000 if actual pre-tax income to pay for social security:Secretary's wages paid to Li Lin, $ 8,000, to pay for her insurance payments of $ 8,000 multiplied by three, or $ 3,520, equivalent to actual for each month for which payment was $ 11,520. And Li Lin, actually get it? After deducting the $ 8,000 multiplied by three insurance payments, wages to 6,560 dollars. 6,560 dollars to bail out tax of $ 201, available cash is$ 6,359.
Plus personal pension, health care, Provident Fund account, actual revenue for one month $ 6,359 640 160 = 8,279. Li Lin, assuming that another case, to base the lowest payment: If a company is willing to spend each month in her $ 11,520 unchanged, but its low basic wages, provisions in ShanghaiMinimum base of social security $ 2,338, the rest of the money in the form of bonuses and benefits granted. In this way, companies need to pay the insurance payment is $ 1029, individuals pay $ 421, lose pay left after 1917, it ain't even a tax levy. Next, grant for $ 11520-2338-1029=8153 to her company, grants andTotal income after deduction of the insurance payments of wages to $ 10,070, after deducting taxes $ 759 to $ 9
rift platinum,311, coupled with the personal pension, health care, Provident Fund account, actual monthly income $ 9
age of conan gold,311 187 47 = 9,872, reality 1593 more than it is now. Explanation: when social security old age benefits-totalIs not difficult to see that the enterprise 22% of the old-age insurance is subject to all the burden of "big head". Shanghai Academy of social sciences, economy, xiaoyanhua, said to the evening news reporter, 22% was forced to pay too high. Contrast, United States the proportion of 7.6%, Western countries generally do not have more than 10%. Due to the implementation of basic endowment insurance in cities and towns is"Dependency management", all the pay scale is different, for example, 12% for Hangzhou, Shenzhen 10%.
So compared to other cities across the country, Shanghai high proportion of pay, this is a lot of pressure for the enterprise, even on there to evade payment. A State-owned enterprise manpower Miss Chen to the evening news reporter reporter, before the implementation of the Social Security Act last year, Shanghai depositKnown as "little urban pension insurance" endowment insurance model, targeted at a business registered in the countryside, low pay, then some companies drill this loophole.
After July 1, 2011, the Social Security Act to cancel this mode, there are some conventions in private enterprises and employees, to other forms of escape from social security to pay. "There are some enterprises and employees about, Do low-wage approach to avoid social security, if appropriate, and will not have a significant impact.
"A service site human resources Director flexor also told a press conference, however often is advocated, in accordance with regulations of the State to pay. An advertising company human resources Director-General Ms Zhang said their company does not advocate avoidance of such approaches, corporate styleInsurance, once the problem is worth. "Some people find it thanks to, this is considered different from the perspective of social security the non-financial means, from my personal contacts and to people, the older you get, the more will realize that this is a kind of welfare. "She told a press conference, most people feel loss, mainly because the unit with the highest amount of paid pensions section under the co-ordination, bearNow the elderly pension issues, not personal accounts, but long term, people will care, to also enjoy the pension paid by the younger generation, base and then will "advance with the time".
